Beneficiaries perception on rajiv aarogyasri community health insurance scheme (a study on coastal districts of andhra pradesh)

Abstract

Rajiv Aarogyasri Community Health Insurance Scheme is one of the key elements of the scheme is the cashless treatment with the network hospitals where under the beneficiaries once registered do not have to pay at all for the entire process of treatment. This has become possible by evolving package rates which in addition to the actual cost of treatment includes conduct of health camps, screening of patients, diagnostics, testing and treatment, food, transport and follow-up medicines. The package rates are for end-to-end cashless treatment of the poor living below poverty line in network hospitals. The rates have redefined the relationship between the hospitals and the poor patients as lack of money with them is no longer a constraint to get the best of the medical care available in any corporate or government hospital in the state. The present paper focuses on the perception of the beneficiaries on Rajiv Aarogyasri Community Health Insurance Scheme in Andhra Pradesh.